Right to Buy Mortgage

In the early eighties, the government introduced a scheme to help people living in council properties get on the housing ladder. The Right to Buy scheme has been a success ever since and many people who never thought they could own a property are living in their own homes and are no longer throwing money away on rent.

The Right to Buy scheme has been changed by various governments since, but still offers a generous discount off the purchase price of your property. Not only does it offer a chance to own your property, but many people have been able to borrow extra money to carry out home improvement projects.

Government Fact Sheet - Your Right to Buy your home (472KB)

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Warning statements and statutory information: The overall cost for comparison is 8.2% APR. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. We only charge a fee for mortgage advice on completion of your mortgage. The fee may differ depending on your circumstances but we would not expect it to exceed 5% of your mortgage. We are members of the Financial Services Compensation Scheme and of the Financial Ombudsman Service.You can find us on the register of authorised companies at www.fsa.gov.uk/register